PayPal - Pay, Send, Save: Secure Money Transfers

PayPal - Pay, Send, Save is a finance app by PayPal Mobile that lets you send and receive money, shop online and in stores, and manage your finances in one place. It is designed to make everyday transactions simpler, whether you are splitting a dinner bill, paying for an online order, or sending funds to family abroad. The app also includes features like purchase protection, cash back rewards, and a buy now, pay later option, all within a single interface.

Beyond basic payments, the app serves as a hub for your financial activity. You can link your bank accounts and cards, track package deliveries, and manage subscriptions—all from the same app. The recent update to version 10.16.0 focuses on unlocking cash back offers and other ways to save, so you can get more value from your purchases. The layout has been refined with a new Me Tab that centralizes your money, accounts, and settings, making navigation straightforward even for first-time users.

Security is a core aspect of the experience. Payments are encrypted to help keep your financial details private, and the app includes tools to monitor transactions. With over 500 million installs and a rating of 4.21 from more than 3.7 million users, it is a widely used and trusted option for handling money on your Android device. The app is free, contains no ads, and does not require in-app purchases, though it does request access to various device features like contacts, location, and camera to enable its full range of functions.

Key features

• Send and request money securely, both domestically and to over 110 countries
• Shop online and in stores with built-in Purchase Protection on eligible transactions
• Earn 5% cash back in rewards points on up to $1,000 spend per month with the PayPal Debit Card (choose a monthly category)
• Pay in 4 installment option for purchases between $30 and $1,500 (subject to approval, not available to MO residents)
• Track packages and view delivery status by linking your Gmail or Outlook
• Manage and track all your subscriptions in one place
• New Me Tab for easy navigation of your money, accounts, and settings
• Link bank accounts and cards to centralize your financial activity

How to install

1. Tap the download button on this page to get the APK file (the file size is not specified, so ensure you have enough free space).
2. When Android prompts you, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting for that app.
3. Open the downloaded APK file from your notifications or file manager.
4. Tap 'Install' and wait for the installation to complete.
5. Open the app and sign in with your PayPal account or create a new one.
6. The app requires Android 8.0 or higher to run.

Fresh Updates · 10.16.0

Version 10.16.0 of PayPal - Pay, Send, Save is dated October 9, 2026. The release notes describe paying, sending and saving, along with cash back offers. The app requires Android 8.0 or later, is free, and carries a 4.21 rating from over 3.7 million ratings. It has more than 500 million installs and is listed in the Finance category.

This app is ideal for online shoppers who want a secure payment method with buyer protection, frequent senders of money to friends or family, and budget-conscious users who want to track subscriptions and earn rewards on everyday purchases.

To get the most out of cash back, set a monthly category in the app that matches your biggest spending area, and keep an eye on the $1,000 monthly cap to maximize your rewards.

PayPal - Pay, Send, Save is a feature-rich finance app that combines secure payments, shopping benefits, and financial management in one tool. While the permission requests and some regional limitations may give pause, the breadth of features and strong user base make it a solid choice for anyone looking to handle money digitally. If you value convenience and security, it is worth installing.